Recover more. We get paid when you get paid.
Emotional voice AI that negotiates with your borrowers in their own dialect — 40+ languages, every RBI rule enforced in code.
Built for NBFCs, fintech lenders and collection agencies. Live in weeks, not quarters.
The engine behind Ravan Recovery has handled [X] minutes of live enterprise calls, including AED 20M+ in attributed sales conversations for leading UAE enterprises.
Your collections math is broken, and the rules just changed.
Your agents reach barely half your delinquent book. The rest never even hears a phone ring.
A ₹3,000 EMI can't carry the cost of a human caller. So small-ticket buckets rot.
Agent attrition means your best collector keeps quitting — and taking the skill with them.
And from July 2026, RBI's new recovery conduct rules make every non-compliant call a license-level risk: certified agents only, 8am–7pm windows, no contact with family, full audit trails.
Human-only recovery just became slower, costlier and legally radioactive — in the same year AI became better at it.
An AI collector that sounds human, never breaks a rule, and never stops following up.
100% book coverage.
Every account called, every cycle — pre-due to 60 DPD. No file left untouched.
Speaks like your borrower.
40+ languages and dialects with real emotional range — firm when needed, empathetic when it matters. Borrowers tell the truth to a voice that sounds like home.
Closes in the call.
Pre-approved offer ladder (full payment → part payment → date shift → settlement), UPI link sent while the borrower is still on the line, stays on till it clears.
RBI rules as code.
Call windows, mandatory disclosures, no-harassment language, wrong-party detection — enforced by software, logged for audit, exportable in one click.
Knows when to hand over.
Hardship, disputes and high-value cases route to your human team with full transcript and context. Your collectors only touch calls that need a human.
Three steps to your first recovered rupee.
Connect
We integrate with your LMS/CRM and dialer stack. Read accounts, write back PTPs, dispositions and payments. [X] weeks, our engineers do the heavy lifting.
Calibrate
Your scripts, your offer ladder, your escalation rules — encoded with our collections playbook on top.
Recover
AI runs the early bucket. You watch PTP-kept, recovery rate and ₹ collected live on one dashboard, against a control group.
The path from first call to full book
Discovery
Your buckets, scripts, and baseline numbers
Build & calibrate
Agents encoded with your offer ladder
Compliance review
Your risk team verifies every control
Sprint on live book
21 days against your control group
Scale
More buckets, more languages, same dashboard
The 21-Day Recovery Sprint
Give us one early bucket — 5,000 to 10,000 accounts. We run it head-to-head against your current process on a held-out control group. One number decides everything: PTP-kept lift.
Beat your baseline in 21 days, or you pay nothing. Full refund. No lock-in.
Priced like a partner, not a dialer.
Per-minute vendors earn more when they dial more. We earn more only when your money arrives. That's the whole model.
- 01
One-time setup — fully credited against your first recoveries.
- 02
A small monthly floor that covers the machine.
- 03
A success fee on incremental recovery, measured against your own control group.
Built for the post-July-2026 world.
Ravan Recovery ships with the RBI Compliance Pack — every clause of the digital lending directions, recovery conduct rules and outsourcing directions mapped to a product control your risk team can verify. Data resident in India. [ISO 27001 — in progress / certified], [SOC 2 Type I — in progress / certified], CERT-In empanelled VAPT.
Straight answers.
What if the AI doesn't beat our current process?
How do you prove the recovery came from you?
Is this compliant with RBI's new recovery rules?
Which buckets does it work on?
How long to go live?
Languages?
Hear it before you believe it.
Call [DEMO PHONE NUMBER] and try to talk your way out of an EMI. Then imagine that voice on your entire early bucket, every single day.