New:Ravan Revenue Recovery — voice AI priced on recovery, not on calls →
Industries · BFSI & NBFC

Voice AI for lending and collections teams.

Automate EMI reminders, KYC follow-ups, loan lead qualification, and renewal campaigns — with RBI-aligned call windows, DND scrubbing, consent logs, and audit trails on every single call.

30+ Indian languages<300msHinglish nativeAudit trails on every call

Running a collections book? Ravan Revenue Recovery runs your early bucket and gets paid on the lift — with a 21-day pilot against your own control group.

See Revenue Recovery →
Where voice AI fits

Four lending workflows, one platform.

Collections is the headline, but the same agents, campaign controls, and integrations cover the full borrower lifecycle — from first enquiry to renewal.

Collections & EMI reminders

Run outbound reminder campaigns with RBI-aligned call windows, retry logic, and disposition tracking. Agents confirm due dates, capture promise-to-pay, and escalate disputes to your team with full context.

Explore collections workflows

KYC verification follow-ups

Guide applicants through document upload and consent steps in their own language, at any hour. Incomplete applications get a structured follow-up call instead of silently dropping off.

Read the KYC case study

Loan lead qualification

Call every new loan enquiry within minutes. Agents verify intent, capture income band, loan amount, and tenure preference, then route qualified applicants to your sales team as structured CRM records.

Explore lead qualification

Renewal & repayment reminders

FD maturities, top-up eligibility, insurance cross-sell, and upcoming repayment nudges — scheduled campaigns with consent logging and complete call history for every account touched.

See outbound campaign controls
Market benchmarks

What AI-led collections looks like across the market.

Published industry benchmarks from NBFCs and lenders using voice AI for collections — market data, not Agni performance claims.

₹20 Cr+/morecovered monthly by an NBFC running AI-led collections, at a 63% collection rate.Source: Gnani case study
~25%recovery lift reported from empathetic voice AI in collections calling.Source: Rootle, UnleashX
40–60%collections opex reduction reported by lenders that automate reminder calling.Source: Caller Digital
₹85L/moapproximate value of a 1-percentage-point right-party-contact improvement on a mid-size loan book.Source: Caller Digital
Compliance workflows

Compliance is a workflow, not a checkbox.

These are product features your operations team configures and your compliance team can audit — built for how regulated calling actually works in India.

RBI-aligned call windows

Campaigns dial only inside the collections calling windows you configure. Calls outside the window are never placed.

DND/NCPR scrubbing

Contact lists are scrubbed against DND/NCPR registries before a campaign runs, with suppressed numbers logged.

DLT template workflows

Support for 140/160-series number workflows and pre-registered DLT call-script templates.

Consent logging

Timestamped consent records for every contact, designed for DPDP-era consent management.

Recordings & audit trails

Every call carries a recording, transcript, and disposition — audit-ready records your compliance team can review anytime.

Human handoff

Disputes, hardship cases, and escalations transfer to your agents with full conversation context.

These describe configurable platform capabilities, not regulatory certifications. Your compliance team defines the policies; Agni enforces them on every call. See the Trust Center for the full security and data-handling picture.

Integrations

Plugs into your lending stack.

Every call ends as structured data: disposition, promise-to-pay, transcript, recording, and sentiment. Push it into your LMS, CRM, or collections system through REST APIs and after-call webhooks — GoHighLevel and Cal.com are supported natively, and telephony runs on Indian carriers through the platform.

  • After-call webhooks with transcript, recording, summary, and disposition
  • REST APIs for contacts, campaigns, call sessions, and knowledge bases
  • GoHighLevel CRM sync and Cal.com scheduling supported natively
  • Telephony via Indian carriers, managed through the platform
FAQ

BFSI teams usually ask.

More questions? See the full FAQ or estimate savings with the ROI calculator.

Can Agni enforce RBI-aligned calling windows automatically?
Yes. You configure the calling window per campaign — for example, the hours your collections policy permits — and the platform only dials inside it. Retries and reattempts respect the same window, and every attempt is logged in the call history.
How does DND/NCPR scrubbing work before a campaign?
Contact lists are scrubbed before dialing begins. Numbers on the DND/NCPR registry are suppressed and recorded, so your team has evidence of the scrub for every campaign run. Consent logs and call recordings complete the audit trail.
Can call outcomes flow back into our LMS or CRM?
Yes. After-call webhooks deliver the transcript, recording, summary, sentiment, and disposition for every call, and REST APIs let you pull session data on demand. GoHighLevel and Cal.com are supported natively; other systems connect through the API and webhooks.
Which languages can collections agents speak?
Agni supports 30+ Indian languages and 100+ accents & dialects, including native Hinglish — so an EMI reminder in Pune can run in Marathi while the same campaign covers Hindi, Tamil, or Bengali borrowers in their own language.

Ready to modernize collections calling?

See a live demo on your own workflow — EMI reminders, KYC follow-ups, or loan qualification — in the languages your borrowers speak.

or call our AI agent directly+91 11 4056 6601Available 24/7 · Hindi, Hinglish, EnglishChat on WhatsApp